Darwin Announces Privacy//403(SM): A New Solution for Data Privacy, Network Security, and First-Party Business Interruption Risks

FARMINGTON, Conn., July 21 CT-Darwin-Prof-Risks


FARMINGTON, Conn., July 21 /PRNewswire-FirstCall/ -- Darwin Professional
Underwriters, Inc. (Darwin), (NYSE: DR) today announces a new solution for
health care organizations, financial institutions, and other businesses that
utilize data as part of their daily business practices. Darwin's
Privacy//403(SM) product offers data privacy and network security liability
protection for organizations. This coverage will help the health care and
financial services industries in particular -- as they are increasingly using,
transmitting, and storing personal and confidential information.


(Logo:  http://www.newscom.com/cgi-bin/prnh/20060829/NETU014LOGO )


The product integrates four critical insurance elements including data
privacy, network security liability, media liability; and Darwin's brand new
coverage for first-party business interruption costs such as forensic
investigative expense, data restoration, extra expense and reduction in
business income.


"Even sophisticated data protection systems can be vulnerable to privacy
breach and data loss," says Adam Sills, Privacy//403 Lead Underwriter and
Product Manager.  "These exposures can arise from a variety of events,
including merely the loss or theft of a laptop.  This is why privacy insurance
is such a growth area in the E&O insurance market today."


With greater technological functionality and dependency also comes greater
liability and exposure.  With the increasing spread of wireless networks,
greater usage of laptops, and back-up tapes, now more than ever organizations
must be aware of how they can protect their network and confidential
information.


Building awareness through education is also fundamental to the success of
a privacy liability insurance policy. Darwin partners with Pepper Hamilton, an
industry-leading law firm, expert in the privacy and security liability field,
to provide policyholders with relevant risk management advice, consultation,
loss control education, and procedural development.


"One of Darwin's core values is to assist our clients in mitigating loss.
We provide the tools necessary to create appropriate procedures that help our
policyholders maintain data privacy and network security," says Susan
Chmieleski, Senior Vice President and Risk Management Lead at Darwin. "In
fact, our proactive 'client alert' program engages policyholders in loss
prevention efforts from day one of the policy period."


For information on how to access Privacy//403, please contact Adam Sills
at 860-284-1382 or asills@darwinpro.com. For information pertaining to
Darwin's risk management and loss control services, please contact Susan
Chmieleski at 960-284-1954 or schmieleski@darwinpro.com.



Important Information


Coverage descriptions in this press release are summaries only; all
coverages will be determined by the policy as issued. Policies are available
only through licensed surplus lines brokers. Additionally, this press release
may contain projections, comments, and other forward-looking statements as
defined in the Private Securities Litigation Reform Act of 1995.  Each forward
looking statement is based on Darwin's plans and expectations, as well as on
current events and industry trends. Such statements are subject to risks and
uncertainties, and the actual outcomes or results may differ materially from
those expressed or implied by any of these statements.



About Darwin Professional Underwriters, Inc.


Darwin is a specialty insurance group based in Farmington, Connecticut.
The company is focused on the professional liability insurance market and
underwrites directors and officers ("D&O") liability for public and private
companies, errors and omissions ("E&O") liability insurance, medical
malpractice liability insurance, and other specialty coverages. Darwin member
companies include Darwin Professional Underwriters, Inc., Darwin National
Assurance Company (DNA), and Darwin Select Insurance Company (Darwin Select).
DNA and Darwin Select have earned a financial strength rating of "A-
(Excellent)" from A.M. Best Company. Darwin is traded on the New York Stock
Exchange under the ticker symbol, "DR."


For more information about Darwin, visit http://www.darwinpro.com.



SOURCE  Darwin Professional Underwriters, Inc.