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American Community Introduces Community Flex(TM) Health Plan for Individuals and Families in 11 States

Posted : Wed, 03 Dec 2008 13:17:43 GMT
Author : American Community Mutual Insurance Company
Category : Press Release
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New Market Areas Include Arkansas, Oklahoma and Tennessee LIVONIA, Mich., Dec. 3
LIVONIA, Mich., Dec. 3 /PRNewswire/ -- American Community Mutual Insurance Company understands that today's consumers are looking for affordable health insurance options. To meet that need, American Community has introduced Community Flex(TM), a new PPO health product designed to help hold down medical expenses. The new health plan for individuals and families, which will be sold through independent agents, will be available January 1, 2009 in 11 states, including three new markets for American Community: Arkansas, Oklahoma and Tennessee.
Community Flex offers three plan designs--Flex 100, Flex 80 and Flex 60-- to give consumers multiple options for deductibles and benefit percentages. As an added benefit, the premium rate is guaranteed for the first 24 months of coverage when a deductible of $5,000 or higher is selected. For network deductibles of $500 - $3,500, the premium rate is guaranteed for the first 12 months of coverage.
"Community Flex gives consumers the flexibility to build a health plan that's tailored for them," said Michael E. Tobin, President and CEO. "Unlike other plans that force people to pay for coverage that they may never need, Community Flex gets back to the basics to provide both value and choice."
Policyholders have access to leading PPO (preferred provider) networks offering high-quality hospitals, primary care physicians and specialists in Arkansas, Illinois, Iowa, Michigan, Missouri, Nebraska, Ohio, Oklahoma, Tennessee, Texas and Wisconsin.
Community Flex also includes these valuable benefits and services for all plan designs:
-- $5 million lifetime policy maximum
-- Family accident benefit
-- Family accidental death & dismemberment coverage
-- Option to upgrade to the Gold Benefits package for richer benefits on
   covered services.
-- Value discount drug card
-- Vision Benefits*

About American Community
With beginnings dating back to 1938, American Community Mutual Insurance Company is one of the oldest health insurance companies in the nation. Based in Livonia, Michigan, American Community is currently licensed in 41 states. The company markets individual and group health insurance products in 13 states through an agency force of 14,000. For more information, visit www.american-community.com.
*Vision benefits are not available in Arkansas, Missouri or Texas.

Contact:  Eric Turmel
  (800) 991-2642 x4612
  eturmel@american-community.com
SOURCE American Community Mutual Insurance Company

Copyright © 2008 PR Newswire. All rights reserved.




Article : American Community Introduces Community Flex(TM) Health Plan for Individuals and Families in 11 States
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